The pros are pros IMO. I’m not a fan of my desktop files clogging up my other computers and if the easiest way is through local accounts I’ll do just that and deprive Microsoft of trying to sell me on the functionality of their suite of subscriptions. No loss to me
iPhone SE also has that. It’ll disable the fingerprint on next unlock if you hold the power button for 5 seconds or mash the power button repeatedly (like 5 times in 2 seconds, therabouts). Pretty handy to know these things not only for police but if you get mugged. Everyone should know how to lock their phone out