Whatever solution you think you can come up with is most likely not secure.

Having my passwords written down on a piece of paper is not safe ?

I am still active in some private irc servers. The communities haven’t changed much since the golden era of irc.

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I’ve recently found reddit less engaging. I used to post on various communities about interests of mine, but at the end of the day I can’t deny reddit is a profit based model which is ok all in all, but it really leaves a bad impression for the end user who just wants to get along in a community with like-minded individuals. And that is the very aspect that used to make it a great place for end users. Contrary to twitter or youtube that incorporate recommendation algorithms, reddit and similar sites expect users to find their communities on their own and contribute on them altogether without the intervention of some centralized algorithm. The way in which it has evicted unofficial clients is quite a shame in that regard ; it makes the platform more aggressive towards users.